Hahahaha sorry I mean wife and I - maddisdaddi  4.2 #462 8:53PM

We looked into it and thought it was great just couldn't afford it at the time. So many options for all sorts of vacations just not disney. I would recommed going on the tour and speaking with them. Good luck! - Ariel42  197.8 #24 8:56PM

I was in it when points were $85 a piece. Now they are $115!! The maintenance fees are insane. If u do decide to buy look at the "used" market u can get deals from people trying to unload their timeshare. I have found that u get better deals when Disney does their special offers. We r going in sept at 40% off. - toogrumpy  101.1 #46 9:08PM

We are members and enjoy it very much. I suggest you take the tour. They don't pressure you. If you do look into resales, make sure you realize there are some restrictions on how points can be used such as you can't use them for cruises,etc. - Jalex239  379.8 #7 9:43PM

Been members at The Boardwalk since 2000. It has enabled us to take longer vacations, bring family or friends that otherwise would not have been possible. Take the tour and see if its for you. It is deeded property so it cam be transferred. The monthly dues pay for maint and taxes. It has been great for us. The Boardwalk is like home to us! - MickeyM28  6.3 #284 9:56PM

We've been members since 2002 - we bought when it was $80/point. Glad we made the leap. We think that, in about 10 years, it pays for itself. I just went onto the dvc website to check on what jalex said about the cruises, in case something had changed: you CAN use your points toward the cruises. - SueBoo  18.6 #129 10:10PM

@Sueboo. I think Jalex meant on a resale purchase for cruise points, not when purchasing directly from DVC. - MickeyM28  6.3 #284 10:22PM

Whoops - sorry! I just got worried. Haven't done a Disney cruise yet, but we've heard great things about them. - SueBoo  18.6 #129 10:27PM

I've been a DVC member for about 12 years. For the first 5 years we were always borrowing. I've been adding on ever since. Just bought more at Ulani. Our first purchase was paid for in 3 years. The main benefit for us was that we are a family of five and that's always 2 hotel rooms or a suite, which is much more expensive than DVC. DVC has truly spoiled us into being used to great suites now. I'm at Saratoga Springs right now. Free Internet :). We used points to take the DCL to Alaska last June. I was able to bring my mother, which I couldn't have afforded to do with cash. Ask away with questions Cyn - SunshineCyn  41.4 #3949 10:48PM

Sorry! I didn't explain it clearly. DVC direct purchases from Disney have all benefits. The resales do have some limitations but anyone interested should take the tour and decide after weighing the options. For us it's well worth it. - Jalex239  379.8 #7 11:25PM

We took the tour a few months back and are very interested in joining, however, we are also going to be purchasing our first home in the next year or so. If we were to finance the cost of the club is it like taking a loan or more like taking a mortgage? We will definitely join at some point, just curious as to the effects on credit and if it even makes sense to do it now. I would like to get in before prices go up again! - nelsen11  4.8 #385 1:05AM

Buying a home is a big, wonderful step. Probably talking w/ both a real estate agent and the dvc advisor will help you decide what the best course of action for you would be. - SueBoo  18.6 #129 8:24AM

Sorry - that was for nelsen! - SueBoo  18.6 #129 8:26AM

Thanks Sue :) - nelsen11  4.8 #385 6:04PM

Best decision we've ever made. Like SueBoo said, after a little while it pays for itself. Take the leap! - Jazzes92  6.5 #273 7:17PM