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Cinderella12     45.2 #94 (WDW Qual #1137
February 24, 2013 6:25 PM

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Good afternoon everyone! I haven't been on here in a while. The trip to Walt Disney World that we were planning to go in June, is unfortunately not going to happen this year. We are hopefully going the first week of June in 2014, and it is looking really good so far. I had a question about Disney Vacation Club. How does the membership work? Is there an option where you can pay monthly payments instead of paying a huge amount of money? Thank you in advance! My family is trying to explore every option to make a great vacation!
Sorry about your trip, as for dvc , we pay monthly payments as well as dues , you put a down payment when you first join , and it goes by points instead of weeks , which I love , gives more freedom , it's not for some people , but I do love it, I wouldn't have been able to go as much or stay where I have without it, we have been able to go a couple times a yr in the past , this past couple trips we stayed at the grand Floridian , I've also done the club floor at the yachtclub , I would never be able to do it without dvc, when you use pts to stay at a deluxe it's points plus a $95 fee , I just love the freedom , - tracsant  878.2 #2 6:43PM
So sorry to hear about your trip. I don't know anything about Dvc sorry, but good luck on 2014 trip!! - ccmom  183.6 #38 7:00PM
Disney offers financing for your initial purchase, however their interest rate is VERY high. I already had financing through my bank at a much lower rate. My goal was to pay it off in less than 2 years. I'm not even 10 months in and I'm more than half way there! I do make monthly payments for my annual dues. - CollegeDisneyKnowledgeGrad  746.7 #4 7:26PM
DVC is the best way to go if you want to go often and stay at delux resorts. You put 10 percent Dow and pay a mortgage until paid off. There is also your monthly association dues. Mortage and taxes are tax deductible. Most if all when paid off you never pay again for a hotel room. It's good for 50 years and can be passed to your children down the road. - Pooh147856  133.3 #51 7:59PM
When you visit one of the resorts go to the DVC booth, and make a appointment...they will go over everything with you...they will run a credit check to see if you qualify for financing...if you don't then you will need to put a down payment...I think the smallest package was like almost 3,000 down... - islandgirl58  243.8 #26 8:59PM
We were so close to signing up in December. The only reason we did not was the number of years you become locked in. If the time had been cut in half, we would have totally done it! Just hard to know where we (or our kids) will be in 45 years. - mrsincredible  733.1 #5 9:05PM
We have had ours for ten years and love it! And we live in California. Yes, the airfare is getting harder and harder to pay, but my husband starts watching the prices a year out and ends up buying about 9 mos out for a good price. So nice not to pay the hotel prices now! We could never afford to pay for the awesome places we stay plus airfare and food! - happygma2  21.8 #142 12:59AM

        
  • Remember to "Thank" quality posts. 
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  • Thank you to everyone who submitted their MouseWait Story! To watch them go here
  • See Posts with No Comments and reply to unanswered posts!
  • Go to the Best of the Day to see the best content from the Lounge, determined by YOU!
  • Get Deadliest Cast Member SEASON ONE at a discounted price! JOIN THE ADVENTURE
  • Check out the Best of the Month from the Lounge
  • Follow MouseWait on Instagram! Just do a search for MouseWait.
  • Use MyFEED to create your own personal MouseWait Magazine!
  • Buy Disneyland Tickets here and help MouseWait!
  • MouseWait Platinum is here! Get the Insider's Guide to Disneyland that will save you hundreds of dollars on your next trip. 
  • Vegetarian Disneyland helps you find healthy food at the Parks!
  • Check out the MouseWait Food Blog for real-time pictures of good eats from Disneyland!
  • Check out the Bucket List and get great ideas for fun things to do at Disneyland!
  • The HoJo Anaheim is the official hotel of MouseWait! Mention us when you book your room and get a discount
  • Get MouseWait Florida for WDW for iPhone and Android
  • Make sure to say Thank You for great content!
  • Did your post make the Best of the Week list in the Lounge? 
  • MagicSearch: Find attractions, food, events, character appearances, and individual menu items (taco, burger, bagel, and more!)
  • Subscribe to your favorite MouseWaiters via email! Go to their page and press Get Email Updates.
  • Trade Vinyls, pins, and more in the MouseWait Trading Post
  • Big Thunder Mountain reopens March 31
  • See the Best Posts of the Year
  • Get Live Disneyland and MouseWait updates on Facebook - go here and click Like.
  • Thanks for posting live Disneyland pictures and news in the Lounge!