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Can someone help clear this up for me??? If you look on the Discounts tab... It lists all of the discounts of an annual pass holder. Alot of the downtown disney stores listed are 10-15% off. I know that it states that for premium pass holders, you get 20% off disney owned and operated stores... But do we also get 20% off the downtown stores listed? Or is that list of 10-15% off discounts for both annual and premium annual??? Thanks!!!