Unfortunately, payment plan is only for California residents. - shadowgamer  1960.6 #36 8:43AM

Even if you lived in CA payment plan needs to be done first. - MeridasHair  332.8 #476 8:48AM

Only SoCal residents have the option of doing monthly payments so you would have to pay in full upfront if you do decide to get an AP. I would recommend buying an AP if you plan on going to the parks more than once a year and for more than three days each trip. I live in Las Vegas and have been an AP holder for two years now. Ever since I bought my first AP I have made three to four trips every year with some one day trips every once in awhile. For me having an AP is worth the cost because I figured the three trips of three days each equals to nine days. These days a 3-Day Parkhopper is $250 with 3 $15 days of parking. Having the Premium AP mine pretty much paid for itself after the second multi-day trip. - KermitFan13  411.1 #323 8:48AM

We also live in AZ and are considering an AP. before the price increase if you go 2 times for 3 days you have paid for your pass. We usually end up spending $2,000-3,000 per 3 day trip. But $1000 of that was always tickets. I am sure you could cut that down a lot if you stay offsite. - Eraf61  264.7 #893 8:53AM

We live in southern AZ and have deluxe passes.    We try to go every 3 or 4 months, and stay for about 5 days. We can usually do everything comfortably for about $1000, depending on how much we spend on food and souvenirs! For us the AP is totally worth it! - Jillybean85  210.6 #1516 9:16AM

unless u know someone who has a debit card who lives in California and pay that person monthly wise.. that's what I am doing now for my friends which lives in AZ.. - Stitch_Legacy  3646.4 #9 9:17AM

We bought 7 day park hopper tickets before they were discontinued (they don't expire til dec 2012) does anyone know how much it would cost to upgrade to annual passes?? We're playing on going again in february and then again in oct next year for probably a week each I figure ts worth it! - Disneymomab  15.1 #5782 10:48AM

I live in Colorado and have an annual pass. I go about three times a year. I payed for my pass with the discounts I received as an ap holder. 👍$$$ - JimmythePooh  317.4 #551 10:52AM

We live in NM and have APs. We compared the price of an AP to the price of a park hopper ticket for the amount of days we would be there. We found that if you are going to be there at least 7 to 8 days within a year it is worth it to get the park hopper and get the discounts that come with it! - rexy650  255.9 #968 10:56AM

It Depends on how commited you are about going. I live in Las Vegas and go at least once a month, so it is worth it for us. Also, since you are from out of town, think about those days you get to DLR early in the evening, and have to stay in your room or dowtown disney waiting for the next day... If you have a pass you could go in to enjoy fantasmic, or enjoy a meal at a restaurant, or fireworks. It is a perk!! - Fjaa  5.4 #10112 1:08PM

We live in Scottsdale Arizona! We go about every other month for about 3 days per trip, so our deluxe APs are more than worth it especially with the discounts we get! Including the hotel, (we stay at the paradise pier) and food, we spend about $1500-$2000 a trip! Hope this helps! :) - LoveDisneyDucklings  28.6 #4525 1:23PM

Thank you all so much for the input! I am definitely leaning towards upgrading! - diamondangels  132.9 #2595 1:42PM