Most people say it's worth it.  I just can't afford it. - MyPark  943.6 #91 7:42PM

It does cost a lot in the beginning. Also, you do have yearly dues. Personally I wouldn't risk it because as much as I love Disney and hope my kids will too, there is a chance they won't and I'll have spent at least 20 grand for vacations my family won't enjoy. Yes, you can go on non-Disney trips with your points; but, you get more bang for your buck (points) if you stay at Disney properties. - Gimmer  275.4 #769 7:45PM

We have been members for the past 4 years and it has been worth having. Dm me if you have any questions - mickeya113  235.2 #1160 7:55PM

We've had it for over a year and are enjoying it, but yes it is a monthly expense. - cinderelli  325.7 #494 7:59PM

Dying to be a DVC member, if only I could afford it. - pirateprnsess  13.8 #5845 7:59PM

Best investment we have made. Only regrets are wish we would have bought sooner and more points. Dream vacations that have become a reality! - DisneyVacationLover  274.8 #779 8:04PM