198.8 #1652 (DL Qual #2629)
January 20, 2011 1:14 AM
Hope everyone is having a good week! I have a quick question or just a bunch of questions. Anyone have the Disney visa card? Like it? Dislike it? (idk if that's even possible) we recieved this invite twice already and maybe willing to try it out. I've read theres no annual fee but the APRs are so so. We only have one credit card because hubby is super tight when it comes to credit, which I totally understand and stand behind. If I could get some feedback on this visa card I would be DEELIGHTED hehe. Yay for Disney reward points?! Thanks guys!
Both my husband and I have one. We buy everything we can on them and pay it off online weekly. Usually we have anywhere from $200 to $400 annually to spend when we go to DL from it. We use it for groceries, clothes, home improvements, and just make sure we always pay it off. - ally
441.0 #4 4:04AM
I like the card, but we don't use it often enough to earn a lot of Disney cash. I don't know what your reward offer is, but ours was $1 for each $100 spent. So it takes us a long time to get rewards. I think we've gotten $40 in the last 3-4 years. Maybe your offer is different though. I know our bank has a Disney debit card offer that we are looking into... Good luck :) - mejojac
4.5 #11684 5:54AM
It's a good deal if you pay off your entire balance each month. I have two (you get a maximum of $800 Disney rewards a year per card) and I earn the maximum each year. My husband puts all his business expenses on the card so we earn a lot if rewards. Pays for our Disney vacation each year! - krismouse
157.3 #2193 6:08AM
In addition to the Dream Dollars, they run some other promotions and discounts as well. At the parks there is usually a Disney Visa exclusive pin for cardholders. They gave us 6 months 0% for our DVC downpayment. I like the card in general, but use my AmEx Costco more because it generates rewards faster. - SorcererDuck
100.0 #3038 6:16AM
I have it and use it to pay bills every month. Make sure you pay it off at the end of the month. I rack up DD for our trips. I use the DD for eating at the parks. Saved us a lot last trip! - vegasbrat
403.8 #326 6:50AM
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